Tag Archives: budget

Stretch Your Budget This Holiday Season With Discounted Goods at Groupon

**This is a sponsored post. All opinions expressed in this blog post are 100% mine.

I have made my Christmas list a bit early this year because I would like to really see how far I can stretch my holiday budget this time. Last year’s budget went over because my husband and I got hooked with the Black Friday deals. Next thing we know it, we were buying so much for gifts for families and friends.

I told myself that we will not make the same mistake again. Money is a bit tight this year but it doesn’t mean we cannot allocate a portion for gifts for families.  After all that we have been through the early part of 2016, I feel it is right to celebrate (albeit not as fancy as our previous holiday celebrations) to honor my late mum’s fond memories of Christmas. She loved the holidays. She loved giving gifts. She loved entertaining guests and decorating the house with festive things.  And I will certainly keep that tradition in the family.

I am glad that I managed to save enough to use to buy gifts this Christmas so I need not panic on that. I know that I can find plenty of discounted stuff from Groupon to stretch the budget further.  Aside from the gifts, we already bought Christmas decorations to spruce up the place.

lemaxchristmasvillage-homefamilyheartcom

Last week, I bought my first Lemax Christmas Village. We also have other decorations that need to be displayed. However, I don’t want the batteries to eat so much from the budget allocated for the gifts. So I found a really good deal from Groupon Goods to buy the batteries in bulk or even get those rechargeable ones so I don’t keep on replacing the other batteries for the decorations.

screen-shot-2016-10-29-at-3-08-21-pm

(Photo from Groupon)

 

I will be scouring Groupon for more great finds. Groupon has plenty to offer, from fashion, to toys, to shoes, to electronics, to household items, to travel, and even services! I don’t have to go anywhere to get the best deals because Groupon has them, and all these at the comfort at my home.

You will certainly find many items you may consider as gifts. You don’t have to break your head thinking too much of what to give because of the many selections in Groupon. Just take your pick, click on the product, and pay! Saves you gas because the goods will be delivered to you (check their shipping policies). It’s convenient and no worries on parking woes! Groupon is your go-to online shopping site for your many needs!

How about you? Have you made your Christmas gift list? Have you managed to set aside a budget for the coming holidays?

 

Free Shipping + 20% off at Birthday Express

**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

Birthday Express
 

It’s the New Year! It’s a fresh start and same goes with budgets and saving. And here’s a good deal to have when you’re really into your resolution to stretch your money further and get good deals for your purchases. Well, there’s a special promo code (AFCNEWYEAR20) that you can use that will give you 20% off site wide at Birthday Express now through January 31st?

Well … to add the cherry on top, Birthday Express is also giving you free shipping on orders of $50+ now through January 18th when you apply the code AFCSHIP50!

Use both codes together now through 1/18 to experience unprecedented savings at Birthday Express!

AFCSHIP50 + AFCNEWYEAR20 = a happy shopping experience indeed!

Free Shipping at Birthday Express

Offer: Free Shipping on orders of $50+
Coupon Code: AFCSHIP50
Expires: January 18th, 2016

20% Off Site Wide (no minimum)

Offer: Get 20% off at Birthday Express
Coupon Code: AFCNEWYEAR20
Expires: January 31st, 2016

Don’t miss out on this fabulous offer! I’m glad this came at the most perfect time because next month is my daughter’s debut. We could use some savings with Birthday Express!

Update Your Patio Without Breaking Your Budget

Front-garden-patiobanner
A patio is one of the most frequented place in a house. If you are one of the many homeowners who enjoy a good deck or patio then you must have sometimes thought of updating it but the money issues seem to push you back.

Decorating your patio need not be a hole-digger on your budget if you plan to update the look of it. There are many ways to do it without spending too much. Sometimes, the answer is just a can of paint, an added pergola or new cushions on your patio furniture.

These are some tips to help you update your patio without spending a fortune.

Install stamped cement as patio floors

If your patio’s floor is outdated and needs to be revamped to look new and updated, try installing stamped cement which is using cement but stamping designs before it dries making it look like tiles. Cement is durable and can withstand any harsh weather.

Change the arrangement of your patio furniture and accentuate

Photo credit: bhg.com

Photo credit: bhg.com

Try moving around your outdoor furniture for a different look and feel. If you don’t have any center table, maybe it’s time to have one which you can buy cheaply from any home depot or score from a flea market. Accessorize with nice and big fluffy throw pillows for a more cozy look. Add some zen waterfalls for a more homey feel. You can hang wind chimes too and lanterns to add warmth and beauty at night!

Install a pergola

Photo credit: bhg.com

Photo credit: bhg.com

If your patio is just bare, you may want to install a pergola to add shade during the day.

Decorate your pergola

If you already have a pergola, you may want to spice it up a bit by hanging paper lanterns, tiny lights and even hanging plants. Drape it with a waterproof PVC coated fabric like the ones used in awnings and outdoor umbrellas to give you shade and coverage with it rains.

Photo credit: bhg.com

Photo credit: bhg.com

 

Photo credit: bhg.com

Photo credit: bhg.com

 

Add a fire pit

Make your patio lively especially during the cooler months with a fire pit that you may convert into a barbecue grill for those BBQ party with family and friends.

Add plants around the patio

 

Plant some nice flower-bearing plants or anything that you wish that will not look too bushy to add definition to the borders of your patio especially if you have an odd shaped patio.

There are many more ways to add spice to a knackered patio which are all within your budget. Sometimes, you just have to use your creativity!

 

Back To School Shopping For Your Kids

Do you have kids that are eager beavers to go back to school?  Buying them school supplies can be daunting if you don’t know where to begin. Here are some tips for back to school shopping for kids while making sure that you stay within your budget.

Conversation starters

One thing a lot of parents worry about is the branding on clothing. at first I was against these, but after I bought a couple, I saw how much fun they had. They actually become the characters on these shirts. For back to school, they’re amazing, especially when kids are in a new school or new classes with new classmates. These will become a talking point. If they’re wearing one of these shirts, maybe another child will come up to them and say, “Hi, I play with those toys. My name is James.” and then they’ll connect with each other.

Find outfits that are going to work for them at school and play, indoor and outdoor and outfits that can stand the wear and tear of child’s play!

 


Ninja – Teenage Mutant Ninja Turtles Boys T Shirt

Ninja - Teenage Mutant Ninja Turtles Boys T Shirt


Involve your kids

Some kids would wear a Spiderman outfit every day if you let them.  Kids need to be involved because you actually need them to wear the clothes.

Give them some limited choices. For example, pick three shirt and ask which one they  would like the most, or their what are their favorite colors. Doing this will help make the morning go smooth.

If you have little girls who prefer to wear dresses, allow them to wear pretty dresses and some long socks or leggings too so they won’t get cold.


Youngland – Girl’s Ruffled Tiered Sundress – Floral & Striped Purple 4;5;6

Youngland - Girl's Ruffled Tiered Sundress - Floral & Striped Purple 4;5;6


Lacoste – Kids Short Sleeve Classic Pique Polo

Lacoste - Kids Short Sleeve Classic Pique Polo


Ralph Lauren – Girls 2-6x Big Pony Polo Shirt Druid Navy

Ralph Lauren - Girls 2-6x Big Pony Polo Shirt Druid Navy


Little Label – Lass Girls 2-6X 2 Piece Cheetah Print Legging Set, Pink, 4T

Little Label - Lass Girls 2-6X 2 Piece Cheetah Print Legging Set, Pink, 4T


Nicky’s Gift – Lady Girl Cute Over Knee Winter Socks Thigh High Warm Cotton Long Stockings White

Nicky's Gift - Lady Girl Cute Over Knee Winter Socks Thigh High Warm Cotton Long Stockings White


Invest in footwear

Footwear is a really good investment for your kids. You want to look for shoes that are offering really good support. If they’re indoor shoes, make sure that they’re not going to scuff the surface. Most parents are buying at least two pairs of shoes for their kids –  indoor shoes, outdoor shoes.


Nike – Nike LeBron Zoom Soldier VII

Nike - Nike LeBron Zoom Soldier VII


Nike – Kids Kd 6 Sneaker

Nike - Kids Kd 6 Sneaker


Nike – Kids Kd Vi Sneaker

Nike - Kids Kd Vi Sneaker


Buy wholesale notebooks, pens and pencils if you have more than one kid

If you have more than 1 kid going to school then it will be advisable to buy by the bulk as you get to save more and the kids can split the supplies. Look for coupon deals of offers at department stores or your wholesale retailer to save.


Paper Mate Sharpwriter Mechanical Pencil, 0.7mm, Yellow, Dozen

Paper Mate Sharpwriter Mechanical Pencil, 0.7mm, Yellow, Dozen


Dixon Ticonderoga – Beginners Primary Size 2 Pencils With Erasers, Box Of 12, Yellow (13308)

Dixon Ticonderoga - Beginners Primary Size 2 Pencils With Erasers, Box Of 12, Yellow (13308)


Roaring Spring – Paper Ruled and Subject Notebooks Marble Cover Composition Book, Wide Rule, 9-3/4 x 7-1/2, 50 Pages

Roaring Spring - Paper Ruled and Subject Notebooks Marble Cover Composition Book, Wide Rule, 9-3/4 x 7-1/2, 50 Pages


Mead – Acco Ruled and Subject Notebooks Mead Compostion Book with White Paper and Black Cover, Special Ruled, 9 3/4″ x 7 1/2

Mead - Acco Ruled and Subject Notebooks Mead Compostion Book with White Paper and Black Cover, Special Ruled, 9 3/4


Buy bags that are sturdy and easy to carry

Trolley bags are great for smaller kids while back packs are big hits for older kids. Whatever you buy for them, ensure that they are sturdy and the stitchings are well stitched and not fraying.


IRISMARU – Children Peppa Pig Backpacks Kids Cartoon School Bag Bookbag

IRISMARU - Children Peppa Pig Backpacks Kids Cartoon School Bag Bookbag


RUZ – Backpack – Despicable Me 2 – All Hands on Deck New School Bag 090542

RUZ - Backpack - Despicable Me 2 - All Hands on Deck New School Bag 090542


Generic – Durable Rolling Wheel School Backpack Hiking Bag Wheeled – 9 Colors Available (Black/Pink -1318)

Generic - Durable Rolling Wheel School Backpack Hiking Bag Wheeled - 9 Colors Available (Black/Pink -1318)


Sanrio – Girl s Backpack Pink Polka Dots School Rolling Pilot Bag

Sanrio - Girl s Backpack Pink Polka Dots School Rolling Pilot Bag


Disclosure: This post contains affiliate links provided by Postpresso.


The Financial Truth About Renovation: How to Remodel Your New Home on a Budget

Although property price growth in London is beginning to stall in the wake of fresh warnings from economists, the real estate market remains in relatively good health. This is good news for property-owners. Especially for those who have considered selling their home and relocating to a new geographical area. Despite continued speculation that the property market is becoming increasingly destabilised, this demographic of home-owners may be required to act sooner rather than later if they are to sell for a profit.

 

Photo not mine

Photo not mine

Managing Your Finances When Moving: How to Save and Make Money

It is important to remember that profit is relative, however, and that it can be influenced by reducing costs and generating additional income when relocating.

Consider the following steps towards achieving these goals: –

  1. Clear Your House and Embrace the Thrift Market

 Prior to moving, it is wise to complete an inventory of your material possessions and identify any items that will not be required in your new home. This is something that individuals and families often overlook, especially when they are moving to a new home where there is additional space and storage. It can provide you with a unique opportunity to generate additional income. You can access the thriving thrift market and sell your unwanted items for a competitive price. Although you may not make thousands, the income that you do earn can go towards work on the house and boost the profitability of your sale.

  1. Upcycle and Sell Old Furniture

 On a similar note, you may be fortunate enough to move into a furnished home with existing possessions. Even if you do not want to keep these items for personal use, you can at least consider the idea of upcycling these unwanted items where necessary and selling them on for a 100% profit. Any money that you generate from selling these items can be retained, although you will need to factor in the cost of materials and listing all items for sale on sites such as eBay. The fact that you may have to post cumbersome items of furniture may also carry a substantial cost, unless you are able to partner with a specialist and flexible delivery service such as TNT Direct.

  1. Adopt a Proactive Approach to Home Remodelling

When the time comes to renovate your new home, it is all too easy to lose control of costs and expenditure levels. This is because the combined cost of labour, materials and other accessories can quickly accumulate over time, especially if you fail to prepare a viable budget or create a financial contingency. If you are committed to saving as much money as possible, the best strategy is to adopt a proactive approach to work and identify the tasks that you can complete as an individual and without the need for employing tradesmen.

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